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Are you behind on your debt, like credit cards and other unsecured debt and can not catch up? Do you want to correct your credit reports? Do you have a friend that needs help with settling their debt? Do you want to start your own home business and help others to settle their debt?

I can show you very simply on how to settle your debt yourself for 30 to 40 cents on a dollar or less. At the same time getting each creditor to fix your credit reports to reflect the changes to show "Paid in Full" or "Paid as Agreed" .

This information is only in english and can be used in the USA, Canada and most other countries.

My name is Tom Urich and I have been in the Debt Negotiation Business (settlement) for many years. I had build a debt negotiation company for an associate where I was the VP of the company. His company is still growing and doing fine. I decided to build my own debt negotiation company for myself. It was very successful for many years and we were able to help hundreds of clients. Now I am retired from the debt business and I want to offer my knowledge to people that need help. I still believe debt negotiation is the way for most people to go that are having trouble keeping up with their debt. My program will help you to settle your own debt the right way. I put everything in one package so you will have everything you need to do the job right.

Most Debt Negotiation Company's do a good job to settle your debt, but let me give you an example on how much you can save by settling your own debt. Most debt negotiation company's have their contracts set at 70% of the total debt to be settled. So, if you have $20,000 of debt, you will pay $14,000 to complete the settlement. Not to bad, matter of fact it is a good deal! Now the average settlement they get is 40% and sometimes as low as 30%. When I had my Settlement Company I settled many at 20%! So if you let a Settlement Company settle your debt of $20,000 you would pay them $14,000. Let's say they really settled the debt for 40%, they just made $6,000! Again, I am not putting these company's down because they are still saving you a lot of money and helping you at the same time. Now let's say that you can settle your own debt with my package. Again let's say you owe $20,000 and most creditors will settle for 40% on a dollar. This means that you can settle your debt of $20,000 for $8,000, that is a savings of $12,000! If you hold out paying these creditors, they will accept 30% on a dollar or less and you can save even more. The key is time and a lump sum to pay the creditors, the more time you wait to pay them the less lump sum you will pay. This is why I was able to settle at 20% on a dollar, MONEY TALKS!

Since I know how everything works and I realize that most people can follow instructions then I can lead them with my package to settle their own debt. Even if you only settled one debt and saved several thousands of dollars, then this package is well worth the price. It is also worth it just to clean up your credit reports. In my package you have everything you need to do these things and more.

If you only have one small debt you may be able to use my Free Stuff I offer to settle that debt. But if you have a couple of debts or more than a couple or you have one very high debt, then the package will be the right choice for you. You can always use the package to help others in the future too.

I offer the whole package for only $9.95, this package can save you thousands of dollars and time by simply settling your own debt. The package includes over 35 pages. This package will give you the How Too's, Forms, explains how the debt process works and many other subjects. It only takes a couple of these forms to settle one debt at a time. You will have more than enough information to understand how you can settle your debt, fix your credit reports, stop harassing phone calls from collector's and much more. You could even use this package to start your own debt negotiation company if you want to help others.

To Purchase, click the "Buy Now" button below. You will only pay a One Time Payment of $9.95, there is No Shipping Cost because once you purchase the product, I will email you the complete package in PDF form to the email address that you use to pay "Pay Pal". Usually your package will come within one hour to three hours.

Thank you for the visit and let's all be Debt Free, Tom Urich